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Updated: Feb 10, 2021

As a REALTOR® for over 16 years I've seen many things that can happen during a real estate transaction that quickly derail the process. Buyers end up demoralized, sellers get frustrated, and agents pull out whatever hair they have left. (Very little hair, in my case.) But I digress.

On the buy side, one of the most critical messages to my homebuyers is to not make any significant changes in their financial picture once they're in the process of a mortgage loan. In other words...

So, to highlight the key points...

  • There are a few key things to make sure you avoid after applying for a mortgage to help make sure you still qualify for your loan at the closing table.

  • Along the way, be sure to discuss any changes in income, assets, or credit with your lender, so you don’t unintentionally jeopardize your application.

  • The best plan is to fully disclose your intentions with your lender before you do anything financial in nature.

~ Tom

And by the way, there are some great reasons to buy a house in 2021.

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Content by Tom Lois Santa Rosa Realtor

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