Financial Fundamentals for First-Time Homebuyers
Are you prepping to buy your first home? If so, one of the steps you should take early on is to make sure you’re financially ready for...
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Tom Lois
- Sep 20, 2022
- 1 min
GETTING READY FOR RETIREMENT
HOW TO GET READY FOR RETIREMENT For most people, retirement feels like a long way off. But, if you don’t start preparing as early as...
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Tom Lois
- Sep 20, 2022
- 1 min
ACHIEVE MORNING PERSON STATUS
Ever wish you could become one of those rare morning people? The ones that wake with a start, feeling refreshed and energized. The ones...
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Tom Lois
- Sep 14, 2022
- 2 min
Is the Real Estate Market Slowing Down, or Is This a Housing Bubble?
The talk of a housing bubble in the coming year seems to be at a fever pitch as rising mortgage rates continue to slow down an overheated...
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Tom Lois
- Aug 18, 2022
- 2 min
Planning To Retire? Your Equity Can Help You Reach Your Goal.
Whether you’ve just retired or you’re thinking about retirement, you may be considering your options and trying to picture a whole new...
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Tom Lois
- Feb 17, 2022
- 3 min
What Every Seller Needs To Know About Renovating
If you’re planning to sell this year, you’re probably thinking about what you’ll need to do to get your house ready to appeal to the most...
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Tom Lois
- Jul 2, 2021
- 4 min
How to Bridge the Appraisal Gap...
If you’re searching for drama, don’t limit yourself to Netflix. Instead, tune in to the real estate market, where the competition among...
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Tom Lois
- Jun 2, 2021
- 3 min
What’s Motivating People To Move Right Now?
This year, Americans are moving for a variety of reasons. The health crisis has truly reshaped our lifestyles and our needs. Spending so...
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Tom Lois
- May 19, 2021
- 2 min
Are Sellers Ready To Enter the Housing Market in Sonoma County?
One of the biggest questions in real estate today is, “When will sellers return to the housing market?” An ongoing shortage of home...
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Tom Lois
- May 18, 2021
- 2 min
Americans See Real Estate as a Better Investment Than Stocks or Gold
Last month, in a post on the Liberty Street Economics blog, the Federal Reserve Bank of New York noted that Americans believe buying a...
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Tom Lois
- Apr 30, 2021
- 1 min
Should I Buy Now or Wait?
The numbers here are based on national averages. But the percentages are accurate even for our local Sonoma County numbers. With a median...
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Tom Lois
- Apr 28, 2021
- 3 min
Patience Is the Key to Buying a Home This Year
The question many homebuyers are facing this year is, “Why is it so hard to find a house?” We’re in the ultimate sellers’ market, which...
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Tom Lois
- Apr 27, 2021
- 1 min
Will the Housing Market Maintain Its Momentum?
Last week’s Existing Home Sales Report from the National Association of Realtors (NAR) shows sales have dropped by 3.7% compared to the...
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Tom Lois
- Apr 2, 2021
- 1 min
Buyer Competition Is Good News for Sellers
Some Highlights With so many buyers looking for homes to purchase and so few houses available today, there’s a substantial increase in...
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Tom Lois
- Apr 1, 2021
- 3 min
There’s No Reason To Panic Over Today’s Lending Standards
Today, some are afraid the real estate market is starting to look a lot like it did in 2006, just prior to the housing crash. One of the...
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Tom Lois
- Mar 25, 2021
- 2 min
What Credit Score Do You Need for a Mortgage?
According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans reached 753 in...
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Tom Lois
- Mar 25, 2021
- 3 min
Buyer & Seller Perks in Today's Housing Market
Right now, the housing market is full of outstanding opportunities for both buyers and sellers. Whether you’re thinking of buying your...
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Tom Lois
- Feb 10, 2021
- 2 min
The Luxury Market Is Attracting Buyers in 2021
As more people continue to identify their changing needs this year, some are turning to the upscale housing sector for more space or...
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Tom Lois
- Feb 9, 2021
- 4 min
3 Reasons We’re Definitely Not in a Housing Bubble
Home values appreciated by about ten percent in 2020, and they are forecast to appreciate by about five percent this year. This has some...
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Tom Lois
- Jan 29, 2021
- 2 min
What Record-Low Housing Inventory Means for You
The real estate market is expected to do very well in 2021, with mortgage rates that are hovering at historic lows and forecasted by...
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Content by Tom Lois Santa Rosa Realtor
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